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Free tools and resources

Make the numbers easier to compare.

Use practical worksheets, calculators, and plain-language guides before you submit an application or visit a provider.

Free printable

Loan comparison worksheet

Record APR, fees, term, monthly payment, total repayment, credit-check type, and provider details in one place.

Open the worksheet
Calculator

Personal loan calculator

Estimate a monthly payment, total interest, and total repayment using different amounts, APRs, and terms.

Calculate a payment
Step-by-step guide

How to compare personal loans

Use a consistent process to compare fees, disclosures, provider roles, funding timing, and warning signs.

Read the guide
Personalized checklist

Borrowing comparison builder

Choose an amount, purpose, and broad credit range to generate a research checklist before applying anywhere.

Build a comparison
Revenue transparency

Free for visitors. Built for responsible partnerships.

Monetrivo may eventually earn compensation from clearly identified partner links or provider connections. Paid relationships will be disclosed and will not turn educational content into a guarantee of approval, savings, or suitability.

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