APR matters
APR generally reflects interest plus certain lender fees, making it more useful than the interest rate alone.
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Estimated monthly payment$332
Total interest$1,957
Total repayment$11,957
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Estimates are for educational purposes only. Actual rates, fees, payment amounts, and eligibility vary by provider and applicant.
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A lower monthly payment can still cost more overall when the repayment term is longer.
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Origination fees may reduce the amount you actually receive even though you repay the full loan balance.