Free printable tool

Compare up to three borrowing options side by side.

Fill this out while reviewing provider disclosures. You can type directly into the table, then print it or save it as a PDF from your browser.

Your entries stay on your device and are not submitted to Monetrivo.

Monetrivo

Loan comparison worksheet

Use the same requested amount and a similar term for each provider whenever possible.

Borrowing purposeTarget amountAffordable monthly limit

Comparison item	Option 1	Option 2	Option 3
Provider or marketplace
Requested amount
Amount received after fees
Interest rate
APR
Origination fee
Other fees
Repayment term
Monthly payment
Total interest
Total repayment
Fixed or variable rate
Soft or hard credit inquiry
Estimated funding time
First payment date
Prepayment penalty
Customer-support contact

Final questions before applying

Which option has the lowest total cost for the same amount and term?Are all fees included and clearly explained?Does the payment leave room for normal expenses and emergencies?Do I understand who receives my information and who actually provides the loan?What happens if I pay early or miss a payment?Have I compared at least one bank, credit union, or other provider type?

Educational worksheet only. Monetrivo is not a lender and does not provide individualized financial advice, approval decisions, or rate quotes. Verify all terms directly with the provider before applying.