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Free financial tools

Run the numbers before you borrow.

Explore costs, payment tradeoffs, affordability, and payoff timelines without creating an account or sharing personal information.

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Personal loan calculator

Estimate a monthly payment, total interest, and total repayment from an amount, APR, and term.

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Debt payoff calculator

Estimate a payoff timeline and see how extra monthly payments may change time and interest.

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Loan affordability calculator

Work backward from a comfortable monthly payment to estimate a possible borrowing amount.

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How to use estimates

Calculators help you ask better questions.

These tools use simplified assumptions and do not guarantee an offer, approval, rate, or final payment. Compare estimates with a provider’s disclosures before making a decision.