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Choose a payment that remains manageable even when an unexpected expense occurs.
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Loan affordability calculator
Estimate how much you may be able to borrow based on a monthly payment that already fits your budget.
Educational estimate · No application
A longer term can increase the estimated amount, but it may also increase total interest. Use a payment that leaves room for emergencies and other obligations.
Estimated loan amount$10,538
Estimated cash received$10,538
Total repayment$12,600
Estimated interest$2,062
Monthly payment$350
Budget-first reminder
Compare with the payment calculator →Approval amounts are not the same as affordable amounts. Consider housing, utilities, insurance, savings, and existing debt before committing to a payment.
This simplified estimate excludes taxes, optional products, late fees, and provider-specific rules. It is not an offer of credit or financial advice.
Account for fees
An origination fee may reduce the cash you receive while leaving the full principal to repay.
Test several terms
Compare payment comfort with total borrowing cost instead of optimizing for only one number.